CeMAP in 2026 | Welcome to the New Future in Finance Podcast | Charlotte Hemmingway
CeMAP in 2026 | Welcome to the New Future in Finance Podcast | C…
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Early Repayment Charges (ERCs) catch people out all the time, in real life and in exams. An ERC is a charge a lender may apply if a mortgage is repaid early, usually during a fixed, tracker, or discounted rate period. They can apply if someone redeems the mortgage, switches lender, or overpays beyond the agreed limit. The key thing to remember for CeMAP and FSRE exams: ERCs are linked to the product, not the mortgage term. Once the product ends, the ERC usually disappears. Make sure you click th
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Early Repayment Charges (ERCs) catch people out all the time, in re…
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Let's make 2026 the year you get CeMAP Qualified WITHOUT: - taking time off work - sobbing into a textbook - falling off the bandwagon - burning out My 6 weeks to CeMAP courses were designed for real people. People with jobs, kids, dogs, hobbies & people who just want to level up their career with support in their pockets. That's where I come in. Available Dates in Bio #CeMAPCourse #cemap
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Let's make 2026 the year you get CeMAP Qualified WITHOUT: - taki…
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Join the Fast Track Cemap Training Course Now
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Join the Fast Track Cemap Training Course Now
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Smart people don’t fail CeMAP because they don’t understand the content. They fail because they don’t prepare properly for the exam itself. Not enough mock paper practice. No familiarity with how questions are actually written. And surprisingly often — no system test run before exam day. Knowledge matters, but so does preparation. Mock exams, timing practice, and tech checks are just as important as revision. CeMAP isn’t about being clever. It’s about being ready. #CeMAP #MortgageAdviser #StudyT
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Smart people don’t fail CeMAP because they don’t understand th…
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Top Tip: Reschedule your exam if you don't feel ready. There's absolutely no shame in rescheduling your CeMAP exam if you haven't fully prepared for it. You can reschedule for free anytime up to 24 hours before your exam time (although maybe dont leave it so last minute) Make sure you check out my video on how to stop when you SHOULD feel ready. #cemap #examtips #cemapexams
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Top Tip: Reschedule your exam if you don't feel ready. There's absol…
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Leasehold, freehold and commonhold get mixed up all the time — and it’s an easy place to drop marks if you don’t understand the differences. Freehold means you own the property and the land outright. Leasehold means you own the property for a set number of years, but not the land. Commonhold means you own your unit outright and share ownership of the communal areas. Simple definitions, but important ones — especially if you’re studying CeMAP 2&3. Clear understanding beats memorising every time.
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Leasehold, freehold and commonhold get mixed up all the …
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