Key Points ・Some federal student loan borrowers (especially parents with Parent PLUS loans) must consolidate before June 30, 2026 to keep access to income-driven repayment and loan forgiveness ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Although parts of the Biden-Harris administration's SAVE repayment plan are on hold, experts still suggest consolidating your federal loans if you meet debt relief criteria. The one-time payment count ...

Once a student has been offered Federal Direct Loans as a part of their financial aid package, they can accept those loans by completing the following four-step process: STEP TWO - Once you have ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. After years of delay, the Education Department has finally ...

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...