Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Medical debt regulations are shifting dramatically in 2026, with states banning credit reporting and federal rules in limbo. If you’re a healthcare provider, the old collection playbook might soon ...

Think you can ignore a $50 debt without consequences? Think again. While there’s no legal minimum for collections, even tiny ...

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer depends on a few key factors, and the rules around collection ...

Key Takeaways Commercial debt collection agencies typically charge contingency fees ranging from 15% to 50% of ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Unsecured debt refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry ...