NEW YORK — When Mykail James was 19 and working a holiday job at Victoria’s Secret, she took out a store credit card with a $2,000 credit line. When her school break was over, she realized she could ...

Image source: Getty Images Think back to the last time you were in one of your favorite stores. Did the cashier ask if you'd like to apply for a store credit card as you checked out? If so, you're not ...

Store branded credit cards sound great, but the reality is that they have a lot of drawbacks. The most important lesson with store branded credit cards is to pay them off every month. Read: If you ...

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...

Paying for purchases with a store credit card can offer rewards and additional discounts at retailers where you regularly shop. Many retailers offer a store credit card, but not all of them are worth ...

The holiday shopping season is just around the corner. No doubt, among the hustle and bustle, you’ll be asked the same question over and over at checkout. Would you like to open a store credit card?

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

If you’re loyal to a brand, a store credit card might be helpful, but a traditional credit card may be more useful for everyday purchases. Holly Johnson is a credit card expert and writer who covers ...

When Mykail James was 19 and working a holiday job at Victoria's Secret, she took out a store credit card with a $2,000 credit line. When her school break was over, she realized she could no longer ...