A credit report is a detailed record of your credit history, compiled by bureaus. Learn what’s included and how you can access your credit report for free.

A hard inquiry occurs when lenders request your full credit report, affecting your credit score. Understand how these inquiries impact your financial profile.

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...